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nership under the firm name of Zahm & Son, and embarked in mercantile pursuits in Ebensburg. In 1871 his son withdrew, and Mr. Zahm continued successfully until the financial crisis of 1873, which prostrated business in every form throughout the United States. He withstood the pressure of the times until 1875, when he, along with many of the substantial business men of the country, was obliged to close out. Since this time he has done clerical work in the various offices of the court house.
    On the 23d March, 1843, Mr. Zahm and Miss Eliza Wherry were united in marriage, and to their union have been born the following children, viz.: Margaret A., who is the wife of F. H. Barker, now Treasurer of Cambria county. Mary V. is the relict of George W. Jones; James B., deceased, was a bookkeeper in the employ of Carnegie & Co., of Pittsburg; was thrown from a train and killed in 1895 near said city; Daniel H. is a locomotive engineer on the Cresson and Ebensburg branch of the Pennsylvania railroad; Elizabeth is dead; Kate F. is the wife of Judge A. V. Barker, now president judge of the several courts of Cambria county, and resides at Ebensburg; Amelia married Ezekiel Wherry, and resides at Altoona, this State; Alexander died in infancy; Alice is the wife of Webster Griffith, of Ebensburg, manufacturer and dealer in lumber; Hattie wedded A. W. Buck, a prominent banker of Ebensburg; George died young, and Matthew is at home with his parents.
    Mr. Zahm and his wife are both living and enjoying reasonably good health, and celebrated their golden wedding anniversary on the 23d of March, 1893, when all their children then living were present, together with their husbands, wives and their grandchildren.
JACOB FEND, a highly respected citizen and one of the oldest and most successful business men of the city of Johnstown, is a son of John and Mary (Gerhardt) Fend, and was born at Funkstown, a village in the vicinity of Hagerstown, Maryland, June 10, 1823.
    His parents were both natives of Germany, and in 1821, settled near Hagerstown, Maryland, but soon removed to Berlin, Somerset county, this State, where the father died, 1824, and his mother passed away, 1848, when in the fifty-second year of her age. They were an honest, frugal and industrious couple who well deserved the respect which was accorded them in the community where they resided.
    Jacob Fend was brought, when but a mere child, by his parents to Somerset county, where in 1837 he commenced work in the Kantner woolen factory, one mile east of Stoyestown, at fifty cents per week and boarding himself. He worked two years in the woolen mill, and a year more on a farm, and then learned the trade of millwright with E. M. Smitley, who gave him the only opportunity he ever enjoyed in youth of attending school for three months. Stonycreek township, where he formerly resided, had refused to adopt the free-school system. With Mr. Smitley he also learned the lessons of economy and self-reliance. He worked for eleven years at his trade, and when not contracting received $2.50 per day. Completing Benshoff's mill at Johnstown, in 1851, his physicians urged him to find lighter employment if he wished to live. Reluctantly accepting their advice he purchased for $1260, of John Geis, the site of his present building on Main street, Johnstown, and opened a confectionery establishment and cracker bakery in 1852. His payments were light, only $200 per year without interest, and he prospered fairly well in his

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